The post Tether Co-Founder: AI Agents Will Transform Stablecoins and Crypto Wallets appeared first on Coinpedia Fintech News

The man who built the first stablecoin thinks AI agents are about to change how the entire crypto economy works.

Reeve Collins, co-founder and first CEO of Tether, sat down with analyst and MN Capital founder Michael van de Poppe to explain why AI is not just another crypto narrative. Collins compared AI’s role in blockchain to what the web browser did for the internet in 1993, calling it the moment crypto finally becomes usable for everyone.

“AI is going to make that very easy because you’re going to entrust your agent to make those transactions for you,” Collins said.

Talk Into Your Wallet

Collins described a future where users interact with their crypto wallets through conversation, not clicks. AI agents would handle investing, portfolio rebalancing, and payments on a user’s behalf, routing every transaction through the fastest, cheapest, and most profitable path available.

The complexity that still keeps most people away from blockchain gets abstracted away.

The infrastructure is already being built. Coinbase launched Agentic Wallets on February 10, giving AI agents autonomous spending and trading capabilities. Stripe co-founder John Collison predicted a “torrent” of AI agent commerce running on stablecoins days ago. Binance CEO Richard Teng called AI agents and stablecoins one of the defining trends of 2026.

Also Read: “The Biggest Question for Crypto”: Sam Bankman-Fried Triggers AI Payments Debate

Why Stablecoins Become the Default Currency for AI

Collins argued that stablecoins are uniquely positioned to power AI-driven payments because they combine price stability with programmable, 24/7 settlement. Large corporations could distribute fractional payments to millions of people, enabling incentive models that were previously impossible due to accounting limitations.

The numbers back this up. Stablecoin transactions hit $33 trillion in 2025, up 72% year-over-year and double Visa’s annual volume, according to Bloomberg and Artemis Analytics.

On-Chain Companies That Pay Users, Not Platforms

Collins’ most pointed claim targeted the platform economy itself.

“There will be bespoke companies that don’t have the level of overhead like Facebook has that gets to start from scratch purely on chain that has a business model that puts all of the rewards or the profits back into the user’s pocket via a token,” he said.

Analyst van de Poppe pointed out that content creators are drastically underpaid, citing roughly €1,000 for a million YouTube views. Collins agreed, saying multiple well-funded initiatives are building decentralized platforms to change that.

“The content creators are the ones that are putting all of that value into the system. And they should reap a lot more of the rewards,” he said.

Collins is not just talking. He launched STBL, a next-generation stablecoin protocol backed by OKX Ventures, designed to return yield to users instead of centralized issuers.

Read More: Jack Dorsey’s Block AI Layoffs Spark Backlash: What This Means for Cash App Bitcoin Users

The post XRP Price News Today: Lightning Network Crosses $1 Billion, but Pepeto Outperforms Ripple and Bitcoin  appeared first on Coinpedia Fintech News

The Bitcoin Lightning Network just crossed $1 billion in monthly transaction volume for the first time. That is a 266% year over year surge that happened while Bitcoin’s price dropped 40% from its October peak. When usage grows during a crash, it tells you something the charts cannot. Crypto infrastructure is maturing faster than sentiment suggests, according to Bitcoin Magazine.

At the same time, XRP sentiment hit a five week high. Social activity climbed while the broader market bled. Elliott Wave analysts are calling XRP’s current sideways action a compression phase before a major breakout. Talk of a Nasdaq linked vehicle offering XRP exposure has improved the outlook. But even bullish analysts only target $4 to $9 for XRP. Strong performance for an established asset. Not the kind of return that changes your financial future.

Top 3 Cryptocurrencies to Buy in 2026

Pepeto Outperforms as Meme Infrastructure Demand Surges

Lightning volumes are climbing, which proves people still use crypto infrastructure even when prices swing violently. At the same time, you have seen how fast market mood changes. XRP gets pressure one week, and another large cap runs the next. If you hold one token and hope for the best, you are exposed to every shift in narrative. That is exactly why Pepeto is different. It is not a bet on one coin pumping. It is a bet on building the trading layer that profits no matter which meme coin takes off next. When the meme economy rotates, Pepeto processes the volume.

PepetoSwap is a zero tax cross chain swap announced by the team and close to being ready. The Pepeto Bridge transfers tokens between blockchains. The Pepeto Exchange is a meme coin listing hub approaching launch. These three products were built by a cofounder of the original Pepe token. Dual audits from SolidProof and Coinsult returned zero critical findings.

The presale has raised $7.33 million with 70% of supply filled, as reported by GlobeNewsWire. At $0.000000186, a 150x rally turns $4,000 into $600,000. Staking at 211% APY means a $10,000 hold generates $21,100 in yearly rewards. But the staking is just the holding bonus. The real opportunity is owning infrastructure before a Binance listing arrives.

XRP Price News: Ripple Shows Strength, but Returns Are Limited

In the latest XRP price news, social activity has climbed to a five week high. Traders bought dips and treated the move as consolidation, not collapse. Longer term narratives add support. Reports mention a possible Nasdaq linked vehicle offering exposure to XRP.

Technically, analysts target $4 to $9 if XRP price news turns bullish. For now, XRP needs to hold above $1.44. A break below would favour sellers. The current setup shows resilience. But a move from $1.44 to $9 represents roughly 525% over an extended timeline. Strong for a portfolio anchor, not for exponential wealth creation.

Bitcoin Holds Above $68,000

Bitcoin was trading near $68,100 after recovering from $60,000 lows. On chain data shows whale wallets added 53,000 BTC in one week. Support sits at $67,000 with stronger backing near $65,000. A weekly close above $70,000 could unlock $75,000 to $80,000.

Spot Bitcoin ETFs just posted $560 million in weekly inflows after weeks of redemptions. Institutional demand is returning. But at $1.3 trillion in market cap, Bitcoin’s upside is measured in percentages, not multiples.

Conclusion

Lightning crossing $1 billion barely moved Bitcoin or XRP. That tells you where attention shifts next. Usage grows. Infrastructure matures. And then capital rotates into the projects that serve the next wave. SHIB went from nothing to $40 billion with zero products. DOGE turned a joke into generational wealth. Pepeto has three products approaching launch, a Pepe cofounder, dual audits, and the viral energy of a meme coin with real utility. At $0.000000186, six zeros do not last once the listing day arrives. The window between presale and exchange is where millionaires are made. That window is closing.

Click To Visit Pepeto Website To Enter The Presale

FAQs

What does the XRP price news today mean for investors?

XRP price news today shows resilience with a five week sentiment high. But Pepeto offers far greater upside at six zeros with three products approaching launch.

Why did the Lightning Network crossing $1 billion matter?

It proves crypto usage grows even during price crashes. Infrastructure demand increases regardless of market sentiment, which is exactly the thesis behind Pepeto.

Is Pepeto a better investment than XRP in 2026?

XRP targets $4 to $9 over an extended timeline. Pepeto at $0.000000186 offers 150x potential with real meme economy infrastructure and a Binance listing approaching.

The post Aave Surpasses $1 Trillion in DeFi Lending appeared first on Coinpedia Fintech News

Aave, the DeFi lending platform founded by Stani Kulechov in 2020, has surpassed $1 trillion in cumulative loans across multiple blockchains, up from $500 billion just months ago. The platform leads DeFi with $27.4 billion in total value locked and $83 million in recent fees. Its Horizon platform attracts institutions using tokenized assets like U.S. Treasurys as collateral. Active loans currently stand at $17 billion, highlighting Aave’s growing influence in decentralized finance.

The post Crypto Market Today: Bitcoin Tops $67K; Ethereum Reclaims $2K And XRP Surges as $150B Floods Back appeared first on Coinpedia Fintech News

The cryptocurrency market staged a strong comeback over the past 24 hours, with major digital assets posting sharp gains and adding nearly $150 billion to total market capitalization.

Market leaders Bitcoin and Ethereum broke key psychological levels, while XRP and several large-cap altcoins followed with solid advances. The rally also triggered liquidations of bearish positions, signaling a sudden shift in short-term market sentiment.

Bitcoin Breaks Above $67,000

Bitcoin climbed above the important $67,000 level, trading near $67,482 at the time of writing. The asset gained more than 7% in 24 hours, adding roughly $100 billion to its market capitalization.

Bitcoin’s total market cap now stands around $1.34 trillion, with daily trading volume exceeding $41 billion. The sharp upward move forced many short sellers to close their positions, contributing to the rapid price increase.

While the breakout is encouraging for bulls, Bitcoin must maintain strength above this level to confirm sustained upward momentum.

Ethereum Reclaims $2,000

Ethereum outperformed Bitcoin on a percentage basis, rising more than 11% to trade above $2,000. The asset added approximately $23 billion to its market value in a single day.

Ethereum’s market capitalization now sits near $244 billion, supported by trading volume of over $20 billion in 24 hours. The $2,000 level is widely viewed as both a psychological and technical threshold. Holding above it could strengthen investor confidence in the near term.

XRP Joins the Rally

XRP also moved higher, trading around $1.44 after gaining nearly 7% during the rally.

XRP’s market capitalization stands close to $88 billion, with daily trading volume surpassing $3 billion. Solana, Dogecoin and Cardano also added more than 10% in the last 24 hours.

Short Liquidations Fuel Momentum

The rally led to nearly $300 million in short liquidations, meaning traders who had bet on falling prices were forced to close their positions. Such forced buying can accelerate price movements and amplify volatility in the short term.

Despite the strong rebound, broader sentiment indicators remain cautious. The Crypto Fear & Greed Index continues to reflect extreme fear, suggesting that many investors are still hesitant.

Level to Watch: $2.35 Trillion Market Cap

The total cryptocurrency market capitalization is now around $2.33 trillion. Analysts are monitoring the $2.35 trillion level as a major resistance point.

If the market breaks above this threshold with strong trading volume, it could signal the beginning of a more sustained recovery. However, failure to hold gains may result in renewed volatility.

The post Official Trump (TRUMP) Price Prediction 2026, 2027-2030: How High Can TRUMP Go? appeared first on Coinpedia Fintech News

The post Standard Chartered Forecasts Stablecoin Growth to Fuel $1 Trillion in New T-Bill Demand by 2028 appeared first on Coinpedia Fintech News

According to new research from Standard Chartered, the companies behind stablecoins are on track to become some of the biggest buyers of U.S. Treasury bills. Standard Chartered suggests that the U.S. government might start selling more short-term debt to keep up with this new demand. To make room for all those extra T-bills, the Treasury could even hit the “pause” button on its 30-year bond auctions for a few years.

Stablecoin Market Cap Could Hit $2 Trillion By 2028

Standard Chartered analysts Geoffrey Kendrick and John Davies expect the stablecoin market to explode to $2 trillion by the end of 2028. As this market grows, companies like Tether and Circle will need to buy massive amounts of “safe” assets to back them up.

This surge is turning stablecoin issuers into some of the biggest customers for U.S. government debt. The analysts predict that these companies will likely buy between $800 billion to $1 trillion in short-term Treasury bills (T-bills) to use as reserves.

Also read: Crypto Bloodbath Today: Why Altcoins, Bitcoin Collapsed and What Comes Next

If the government keeps selling debt the way it does now, there won’t be enough T-bills to go around. As a result, demand could outpace supply by about $900 billion over the next three years.

As of now, the stablecoin market has grown to an estimated $300–$320 billion in total value. Companies like Tether and Circle (CRCL) have become significant investors in short-term U.S. government debt. To back tokens like USDT and USDC, they hold large reserves, much of which is invested in Treasury bills.

Tether has reported Treasury bill holdings comparable to those of some mid-sized countries, highlighting the scale of its reserves. Circle likewise maintains a substantial portion of its backing assets in short-term Treasuries, often through money market funds designed to hold highly liquid government securities.

The post Memes AI (MEMESAI) Price Prediction 2026, 2027-2030: Is a 10x Rally Possible? appeared first on Coinpedia Fintech News

Meme AI Coin is a blockchain platform that combines artificial intelligence with meme creation, allowing users to generate memes using AI and turn them into NFTs. 

Inspired by the growing influence of meme culture, the project aims to build a fun ecosystem where users can create, share, and earn from their content.

Unlike traditional meme tools, Meme AI uses AI algorithms to create more personalized and engaging memes while also offering an NFT marketplace for creators. This creates a unique mix of AI technology, creativity, and Web3 ownership.

As of now, Meme AI’s native token (MEMEAI) is trading near $0.00005890. For investors watching its future potential, here is the Coinpedia Meme Ai (MEMEAI) price prediction for 2026, 2027, and 2030.

Meme Ai Price Today

Meme AI (MEMEAI) Price Targets For March 2026

By March 2026, MEMEAI’s short-term price will mainly depend on how active the platform is and how many users are creating and sharing content. 

If the project launches an upgraded AI Meme Generator 2.0, it could attract more users by offering better personalization and higher chances of creating viral memes. Expanding its NFT marketplace, especially with cross-chain minting and lower fees, could also increase activity and attract more creators. 

If user-generated content grows and NFT trading volume increases, investors could see the MEMEAI token price climbing beyond the $0.000133.

Technical Analysis

Looking at the MEMEAI/USDT on the weekly timeframe, it shows a clear long-term downtrend, with price continuously making lower highs and lower lows. The upper Bollinger Band is sloping down sharply, confirming strong bearish momentum. 

MEMEAI is trading near the lower Bollinger Band, which shows sellers are still in control, and demand remains weak. And, the middle Bollinger Band at 0.000133 is acting as strong resistance. 

MEMEAI must break and close above this level to show early recovery. The lower band near 0.000027 is the key support. If price breaks below this, further downside is possible.

Meme AI (MEMEAI) Price Prediction 2026

The year 2026 may be a rebuilding phase for Meme AI, where the project focuses on improving its platform and testing new features. 

Its long-term success depends on whether it can grow from just a meme tool into a useful AI platform that people use regularly. This could include adding more advanced AI models to create better and more dynamic memes. 

The project may also introduce reward systems where users earn MEMEAI tokens for creating content, which can increase user activity. 

If more people start using the platform and the token supply becomes more controlled, MEMEAI could slowly recover and might rally towards $0.000323.

MEMEAI Price Prediction 2026 – 2030

MEMEAI Price Prediction 2026

In 2026, MEMEAI may see a moderate recovery if AI meme tools gain traction. A move toward $0.000323 is possible in bullish conditions.

Meme AI Price Prediction 2027

By 2027, if NFT utility and AI content monetization expand, MEMEAI could rise toward $0.000664.

Meme AI (MEMEAI) Price Forecast 2028

However, by 2028, stronger Web3 social integration could push MEMEAI near $0.0011.

MEMEAI Price Targets 2029

To last long, it requires sustained community engagement, and token burns could support prices around $0.00214.

Meme AI (MEMEAI) Price Prediction 2030

Further, by 2030, if AI-generated content economies become mainstream, MEMEAI could approach $0.00526, though risks remain high.

What Does The Market Say?

CoinPedia’s Meme Ai (MEMEAI) Price Prediction

From CoinPedia’s perspective, Meme AI is a high-risk token that depends heavily on platform usage and online meme culture. While the idea is creative, its long-term value will only grow if real users actively create, trade, and engage with its AI tools and NFT marketplace.

If Meme AI successfully upgrades its AI features and expands NFT adoption in 2026, MEMEAI may test the $0.000320 level.

FAQs

The post Is Bitcoin (BTC) Quietly Preparing for an $80,000 Move? Here’s What Traders Should Know appeared first on Coinpedia Fintech News

Bitcoin (BTC) price is up nearly 1.6% over the past 24 hours, trading around $68,213, as the total crypto market cap adds roughly 1.8% in a broad relief bounce. The recovery comes amid extreme fear sentiment, suggesting short-term exhaustion on the sell side. Notably, total BTC liquidations dropped 36.85% to $38.7 million, while long liquidations plunged 64.2%, easing forced selling pressure. With fewer leveraged positions being wiped out, price action has stabilized. 

Meanwhile, funding rates remain slightly positive, indicating neutral-to-bullish positioning in perpetual markets. Technically, Bitcoin continues to print controlled lower highs and higher lows, keeping the path open for a potential move toward $80,000.

From a broader perspective, BTC price remains confined within a well-defined descending parallel channel, respecting both support and resistance with precision. The price has repeatedly tested these boundaries, reinforcing the structure’s validity. Following the latest rebound from channel support, a move toward upper resistance now appears increasingly likely. Meanwhile, volume and volatility have tightened significantly, signaling compression. 

Such squeezes typically precede strong directional breakouts, suggesting Bitcoin may be preparing for a decisive and potentially high-momentum move.

As reflected in the chart, the RSI continues to respect its cyclical structure, rebounding from near-oversold levels and now trending higher toward the mid-range. This suggests momentum is rebuilding after the recent pullback. At the same time, the Bollinger Bands are tightening noticeably, signaling volatility compression, a setup that often precedes a strong directional move. Price remains within the descending parallel channel, and if Bitcoin mirrors its previous rebound from channel support, a climb toward the upper boundary near $78,000–$80,000 becomes increasingly plausible.

However, this bullish setup hinges on strength above the $70,000 monthly close. Failure to secure that level could invalidate the recovery structure and expose BTC to a retest of $62,000–$60,000 support.

Bitcoin (BTC) price is compressing within a larger descending channel while momentum indicators begin to recover. A confirmed move above $70,000 could open the path toward $75,000 first, followed by a test of the channel resistance near $80,000. A breakout above that zone would shift the structure decisively bullish, potentially targeting $85,000 next. Conversely, rejection below $70,000 keeps the broader downtrend intact, with downside risk extending toward $60,000 if selling pressure resurfaces.